While you wait for your first payment you may be able to get an advance of your first Universal Credit payment if you don’t have enough to live on.
You will normally receive your first payment 7 days after the end of your first assessment period when you make a new claim for Universal Credit. You’ll then be compensated month-to-month from the same date, unless your re re re payment date falls on a week-end or Bank getaway.
It is possible to apply for an advance re re re payment of one’s Universal Credit while you wait for your first payment, for example, if you can’t afford to pay your rent or buy food if you are in financial hardship.
You will have to repay your advance a little at any given time from your own future Universal Credit re payments, or by other means you may be getting if you no longer get Universal Credit, for example, from your wages or other benefit.
You may also be able to get a Budgeting Advance to help pay for emergency household costs, for example, buying a new cooker or for help getting a job or staying in work if you are already receiving Universal Credit.
How exactly to submit an application for a Universal Credit advance
You can easily submit an application for a Universal Credit advance:
- before you can get very first re re payment
- Us of a change in your circumstances that means you will be paid more Universal Credit but have not yet been paid you could try here the increased amount if you are already being paid Universal Credit and have told
To try to get a Universal Credit advance it is possible to:
- get hold of your Jobcentre Plus work coach
- use during your online account
- call the Universal Credit helpline
Using using your online account
Select the вЂapply for an advance’ area to use for an advance online during your account .
You are able to only make an application for an advance online you have had an interview at the jobcentre if you are within your first Universal Credit assessment period and. You will need to apply by calling the helpline if you have passed your first assessment period.
You can get will be shown on screen when you apply for an advance online, the amount.
If you’re section of a couple of additionally, you will be expected if the partner agrees to your advance.
Applying throughout your work mentor or perhaps the Universal Credit helpline
In the event that you submit an application for an advance by talking to your projects advisor or calling the Universal Credit helpline, you (along with your partner when you yourself have one) will have to:
- explain why an advance is needed by you
- offer bank-account details where in fact the advance should really be compensated (confer with your work mentor if you fail to start a merchant account)
- experienced your identification checked at a jobcentre
Whenever you’ll get a determination
You’ll get a decision that is quick your advance application. You’ll usually find out the results regarding the exact same time.
Exactly how much you will get
You might be capable of geting as much as 100per cent of the expected Universal Credit re payment.
It is important to repay an advance from future Universal Credit re payments or by other means you may be getting if you no longer get Universal Credit, such as from wages or other benefits.
Price of repayments
Online you will be shown on screen the repayment amounts for different repayment periods if you apply for an advance.
If you use by phone, the Universal Credit helpline adviser assesses whether you are able to manage to settle the advance. Over the phone if they agree to the advance, they will tell you:
- exactly how much it’s possible to have
- the repayment that is monthly
- as soon as the very first payment is due
The way the advance is paid back
Deductions are produced from your Universal Credit that is monthly re re payment. The deduction that is first made on the time you will get very first re payment and you’ll have actually as much as year to cover straight right right back the advance.
You can easily ask for the repayments to be delayed for up to a couple of months if you can’t manage them. This might be just permitted in exemplary circumstances.
