This is the reason we have been truly the only high road bank in the united kingdom with a customer-led policy that is ethical.
Cashminder
- A fundamental banking account for folks who might not be eligible for other types of account
- No overdraft facility, cheque guide or account fee that is monthly
- You can’t start a Cashminder unless you are in financial difficulty if you already hold a Co-operative Bank or smile current account
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Present Account
- Opt into Everyday Rewards and then we could reward you, or even a charity that you choose on your behalf, on a monthly basis
- Handle your hard earned money utilizing online banking and on the opt for our mobile application
- No monthly-fee
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Daily Extra
- Includes Worldwide travel cover, British & European breakdown address and cellular phone insurance coverage
- You will need to hold A co-operative bank current account or present Account Plus to update
- Just ?15 each month
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Not certainly which account is for you personally?
Switching made quick and easy
Whenever you switch your overall account towards the Co-operative Bank, we do most of the time and effort.
- Direct Debits and standing sales are moved immediately.
- Re re Payments into and from your old account are redirected.
- If you will find any nagging issues during the switch, we guarantee to pay for you.
Separate service quality study results
Individual accounts that are current
Included in a regulatory requirement, a completely independent study had been carried out to inquire of around 860 clients of every regarding the 16 largest individual present account providers when they would suggest their provider to relatives and buddies. The outcomes represent the scene of clients whom took part when you look at the study.
The requirement to publish the Financial Conduct Authority Service Quality Suggestions for individual present records is found on our individual account service quality information page that is current.
Our solution quality information
Understanding present records
What exactly is a current account?
Discover what a current account is, how it operates and exactly what it can be utilized for.
What forms of banking account are there any?
Read about the various kinds of banking account that will help you result in the right choice.
Can a bank is got by me account with woeful credit history?
Learn how your credit score make a difference getting a banking account and exactly what your choices are for those who have dismal credit history.
Assist for current clients
The Co-operative Bank reserves the proper to drop any application.
Whether we are able to provide you with credit varies according to your position and our financing policy. We might drop the application predicated on your position or our financing policy. We might manage to provide an item which is dissimilar to usually the one marketed.
Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is online payday loans for bad credit a known user associated with the Financial Services Compensation Scheme (FSCS).
Financial Solutions Compensation Scheme
Your eligible deposits with all the Co?operative Bank plc are protected as much as a complete of ?85,000 because of the Financial solutions Compensation Scheme, great britain’s deposit guarantee scheme. This restriction is put on the full total of any deposits you’ve got utilizing the after: The Co?operative Bank, Britannia and smile. Any deposits that are total hold over the limit between these brands are not likely to be covered.
Important info about our call charges
If you’re calling from the UK, calls to 0800 and 0808 figures are free of landlines and mobiles; calls to 03 figures cost just like telephone calls to numbers you start with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, as well as your phone company’s access cost; phone phone calls to 0844 and 0843 numbers cost 7p per minute, as well as your phone company’s access fee. Prices for calls made outside the British is likely to be dependant on the local provider.
Phone phone Calls could be monitored or recorded for training and security purposes.
E mail us
If you would like more assistance & information, it is possible to:
Talk with us via real time chat
Visit us in the local branch
Give us a call to speak with an consultant
The FSCS covers the Co-operative Bank.
